The fund facilitates access to external sources of financing such as credit, loans and leasing. Surety of the Fund may be covered by investment credit and loans, working capital loan, as well as operating leasing, finance leasing and lease back. The guarantee fund shall be up to 80% of the value of a loan or lease, but not more than 800 000 złoty. Surety is timely and accorded for the duration of liabilities and no longer than 66 months. From the sureties given by TFPK can take advantage micro, small and medium entrepreneurs, business start-ups, early stage of development business and public benefit organizations. An application for a consideration of guarantee is free, and the decision is made within 7 working days.